Agencies that serve community interests need to have insurance coverage that directly supports the work they do. Without adequate insurance coverage, valuable community action agencies risk significant loss and prolonged service interruption. Though the value of insurance is rarely disputed, understanding exactly how insurance for Commmunity Action Agencies supports these operations can be a little harder to understand.
Learning More About Your Policy
The best way to understand the specifics of your insurance policy is to take a look at the actual terms. Though policies can be a little complicated to understand, just take your time. Getting the facts straight allows you to make informed decisions about your agency’s activities so you do not leave yourself open to lawsuit, financial loss, or other forms of risk. In general, you can expect to find these and other lines of coverage included in insurance for Commmunity Action Agencies:
- Professional liability
- Sexual abuse liability
- Automotive liability
- Accident insurance
- Excess liability
- Employment practices liability
Naturally, the lines of coverage included in your policy will depend in part on what company underwrote it. Some underwriters specialize in providing CAAs with insurance; you can count on these companies.
Your Agent Is Your Guide
If you would like to know more about these or any other lines of coverage available as part of insurance for Commmunity Action Agencies, simply speak with your agent. They can provide all the information you need to make an informed choice about your new insurance policy.