Distracted Driving and New Jersey Commercial Auto Insurance

Ten percent of all drivers 15 to 19 years old involved in fatal crashes were reported as distracted at the time of the crashes. This age group has the largest proportion of drivers who were distracted at the time of the crashes, according to the National Highway Transportation Safety Administration. A 2015 Erie Insurance distracted driving survey reported that drivers do all sorts of dangerous things behind the wheel including brushing teeth and changing clothes. The survey also found that one-third of drivers admitted to texting while driving, and three-quarters say they’ve seen others doing it.

This not only demonstrates the need for new jersey commercial auto insurance, but stricter laws against distracted driving due to selfish individuals who place their wants above the safety of others. Accidents increase the cost of insurance overall, and using the time meant to practice safety while driving to instead, text, make calls using a handheld device (as opposed to a blue tooth system), or engaging in other activities is at the root of the problem.

Drivers of all ages are to blame

While texting occurs particularly among younger drivers, people of all ages seemingly can’t resist sending or answering a text while behind the wheel of their car. They don’t consider the consequences of their actions until it is too late. It only takes a second or two of taking your eyes off of the road for conditions to change and an accident to occur. If someone winds up losing his or her life because of this type of activity the tragedy of the situation goes much deeper.

For example, a child could run into the street after a ball, or another driver might quickly enter onto the street from a driveway. Someone paying full attention to the situation can possibly avoid being involved in an accident or much worse. Any number of things can spring up suddenly and your inattentiveness can result in financial disaster and longing regret.

Safety groups continue to press for restrictions on phone conversations and text messaging while behind the wheel, but in the end those drivers must bear the responsibility of refraining from the use of smartphones and other gadgetry when they’re supposed to be giving the task of driving their full attention, not only for their own lives, but for the sake of others. Having new jersey commercial auto insurance can fix a car but it can’t bring a loved one back to life.

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Frank