Nurses spend a great deal of their lives caring for other people and sometimes things go wrong in the delicate world of health care. That is why it is important to have malpractice insurance coverage through a nurses service organization. Without insurance, nurses run the risk of losing their personal assets in the event of a malpractice court case.
Who Needs Insurance Coverage?
Registered, employed nurses are not the only ones who should have insurance coverage. There are a few other situations that require coverage, such as the following:
- Nursing students on clinical rotations
- Nurses who are studying to become Nurse Practitioners and need coverage during clinical work
- Nurses who have graduated from school and are eligible for jobs, but have not yet obtained a nursing license
Nursing is a field that requires a lot of training, and it comes with risk. Protecting yourself with insurance through a nurses service organization gives you the peace of mind to learn without the constant worry that one small mistake will lead to a costly court case.
What if You Are Already Covered by Your Employer?
Even if you already have coverage through your employer, it is wise to get coverage through a nurses service organization as well. Lawsuits can happen years after the incident, and in the interim your company may have come under new management. A personal insurance policy gives you the extra protection you need.