If you own a cleaning business it is important that you have commercial cleaning business insurance NJ. This doesn’t mean you have to be cleaning commercial buildings. It means because you are running a business your insurance will be written with commercial lines insurance. And because you are providing a service at someone else’s home or business you will have special insurance requirements.
In addition to having commercial cleaning business insurance NJ to cover your business’s property, you also want coverage in the event one of your workers damages something at one of your clients’ locations. You may also want to bond all of your cleaning staff. This protects your clients in the event one of your workers is less than honest. If you have keys to your clients’ buildings you will want coverage for keys. This coverage will pay to replace a key, rekey a lock, or replace a lock.
Don’t wait to find out what your commercial cleaning business insurance NJ policy will cover when there is a loss. As important as it is to make sure your clients’ property is covered you don’t want to forget about what is in your office.
Having an insurance agent that understands your business will help you to put together the coverages necessary to protect both your business and your clients’ property. You want to make sure all the bases are covered. Click here to get more information.