If you own a commercial cleaning business, you may be a one man show, or you may have a large operation. Either way, your business is your livelihood. Maybe you have worked and sacrificed for many years to get where you are or maybe you are just getting started. Whatever the case may be, you don’t want to lose everything you’ve worked for, or fail before you even get started due to one accident. That’s why it is so important to find a good commercial cleaning business insurance NJ company who can put together a plan catered to your needs. When you are looking for a policy for your cleaning business, make sure it includes the major types of coverage your business will need.
You and your employees are constantly traveling from one assignment to another. That means you daily encounter potential accidents at your premises, while traveling and at your client’s property. For these reasons you will need commercial auto insurance for you and your employees. You will also need property coverage for both yourself and your client’s property from potential damage. Don’t forget about workers compensation for your employees if they have an accident while on the job. Most importantly, make sure your commercial cleaning business insurance NJ policy includes a Janitorial Services Bond. This is protection designed specifically for cleaning businesses. Don’t wait to get proper insurance. The next accident that happens could be the one to put you in debt.