There are many risks associated with the commercial cleaning industry that other types of jobs do not face. Typically, a cleaning agency has several employees that travel to their designated assignments. They utilize equipment and sometimes caustic chemicals and cleaning agents. Just in this most basic description of a cleaning company, many risks are apparent such as skin burns or poisoning from chemicals, car problems and accidents and equipment breakdown. This is why it is so important to make sure you get insurance designed for cleaning agencies. If you are looking for a commercial cleaning business insurance NJ policy, here are a few tips.
First, you’ll want to be sure the insurance company you work with has experience and understands the commercial cleaning industry. That way you’ll know you are getting the best advice. You’ll also want to be sure your policy includes coverage for a few key aspects of your business. You depend a lot on transportation so it’s important that your policy includes good commercial auto coverage. You will also need workers compensation, excess liability and property coverage. Above all else, make sure your policy includes janitorial services bond. This is specific for your type of business. Take your time when looking for a commercial cleaning business insurance NJ company. If you don’t have the right coverage for you, it could end up costing you your business in the long run.