If you own a car you know that you are legally required to at least purchase some liability insurance so you can cover any damages you are personally responsible for. Basic liability insurance is incredibly important to have, it protects your pocket and allows for a third party to pay for medical bills or property damage. But, general liability Colorado Springs insurance is often not enough coverage for many insured drivers.
Home insurance varies in requirements depending on where you live and your mortgage, but not having adequate coverage can severely hurt you financially in the event that your house is damaged in a natural disaster, broken into, vandalised etc.. Even if you have the bare minimum coverage for auto and home Colorado Springs insurance, you may want to evaluate what additional coverage may benefit you.
If you want additional coverage for home and auto insurance but you have a budget to consider, you may want to compare different quotes online and through different insurance agents to see if you can save money by switching policies and/or combining your homeowners insurance and auto insurance policies. Many insurance companies offer a plenitude of discounts, so you may want to talk to your current insurance agent about any discounts your policy may qualify for; you may also want to look at specific companies and their discounts if you are considering switching policies.