Everyone loves a puppy. They are cute, cuddly and give such warm snuggles. However, when that sweet puppy grows up, there is no guarantee it will always be loved. This is especially true if it belongs to a certain breed of canines. For those who may be in this situation, it is highly recommended that you consider dangerous dog insurance.

No one wants to believe their dog is vicious or mean. After all, your dog has never been aggressive with you or your family. Even still, you can’t guarantee that an incident won’t happen between your furry friend and a neighbor, service delivery personnel or visitors. If you own one of the following types of dogs, your ownership alone puts you in a category of liability:

  • Rottweilers
  • Pit Bull Terriers
  • German Shepherds
  • Staffordshire Terriers.
  • Chows Chows
  • Doberman Pinschers
  • Akitas
  • Presa Canarios

As this list is not comprehensive, you may want to check with an insurance agent concerning your breed. Dangerous dog insurance is a policy that protects the pet owner from out-of-pocket expenses associated with medical or legal situations in the event their pet bites another or causes harm.

Because most homeowner policies exclude this coverage, a separate policy is needed. These are often low cost, have broad coverage and are written to include your specific breed of dog. Check with an agent on a policy that will work for your situation.