Dog Going on a Hike

A Conversation About Dog Bite Liability Insurance

“What a ridiculous thing—who’d ever heard of liability insurance for dogs?” said Ellen to her girlfriend Nancy while the two were out walking their respective little balls of fur, Lilo and Stitch. “It sounds like some of that expensive nonsense like dog psychiatrists and psychics and exotic food—like your friend who gives her dog only that expensive bottled water to drink. She does realize that her dog would drink out of the toilet bowl if given an opportunity, right?”

“Actually,” replied Nancy, “it’s a smart move when you have a pet—in fact, I have a policy myself. I got it the day after I found out that my cousin’s German Shepherd jumped the fence and bit the mailman—do you know he sued my cousin for nearly $10,000 and won? If not for the coverage she had purchased, my cousin would have had to pay that settlement out of her own pocket, and there’s no way she has that kind of money.

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