Dog Bite Insurance Explained

Florida dog biting

What is Florida dog biting insurance? In a nutshell, dog bite insurance policies work like most other types of insurance. Should your dog happen to bite someone and causes that person harm, the policy will cover his or her medical bills and protect your family in the event you are subsequently sued. Policies typically offer upwards of $50,000 to $100,000 worth of coverage, with a very low yearly fee—as low as $75 in many cases.


Won’t My Homeowners Insurance Cover This?


Many dog owners are startled to learn—all too late, in most cases—that Florida dog biting situations are typically excluded as a covered expense for the majority of homeowners’ or renters’ insurance policies. This means you will get stuck footing the bill out of your own pocket for the injured party’s medical costs, as well as damages from any dog bite lawsuit that is filed against you. This costs pet owners over $400 million dollars per year. Is this something you really want to take a chance on?


Is My Breed Covered?


In most instances, there are no excluded breeds when it comes to dog bite policies. Whether you own a Pit bull, Doberman pinscher, Rottweiler, German shepherd, or any other type of breed, you will be protected. There is really no excuse—if you have a dog, no matter how well behaved he or she normally is, opportunities arise where a bite may occur. Protect your family’s financial security—invest in a Florida dog biting insurance policy today.