Maintaining Lower Rates Through A Workers Comp MGA

Workers Comp MGA 

Nurses and aides provide critical medical assistance services to the elderly, particularly those in poor health. This includes workers in hospitals and nursing homes, as well as home health care providers. These types of services often involve a high possibility of sustaining injuries. The most common injuries seen are associated with lifting patients, which can primarily result in pain to the lower back.

Since many nursing facilities see these recurring injuries on a regular basis, owners are aware of their obligation to provide workers comp insurance, but are always looking for ways to keep their workers comp rates low. Nursing facilities that take the necessary time to address an injured worker’s fundamental needs after sustaining a work-related injury can help to improve this situation. By running a safer and more efficient workplace they can, with the aid of a Workers Comp MGA, keep their rates at a much more reasonable cost.

Common causes of worker injuries

Nurses have one of the highest rates of on-the-job injuries and many may suffer from back pain at some point during their careers. It is important to take measures to prevent these issues from springing up, which can result in nurses and staff remaining healthy. A serious injury may require a specialist’s care, and lower back injuries in particular should never go untreated.

Many caregivers must stand on their feet for much of their shift and are often required to lean over beds in order to treat residents in need of care. At the end of a long day their backs may tend to become extremely sore. Having additional help can greatly reduce the odds of experiencing a back injury. For example, transporting a patient from a chair into his or her bed with the aid of a coworker could prevent an attendant from hurting their back.

By implementing an exercise program, mangers can help make legs, arms and backs of their staff stronger, which could also prevent an injury from taking place. Nurses and attendants should always make use of the legs for support when lifting anything heavy. Start by bending at the knees, and use legs to support and help lift up heavy objects.

Practicing safe techniques at work may prevent workers from experiencing a painful and debilitating injury, and can keep employers’ workers compensation rates manageable. A broker or Workers Comp MGA can help by illustrating ways to prevent workplace accidents from occurring.