Dog bite liabilities are on the rise, and it’s a real issue for homeowners as typically many policies don’t cover expenses related to dog bites, or exclude certain breeds from their policies. Therefore, it’s key that not only as homeowners one takes the precautionary measures to help prevent dog bites, but also secures the right policy in the event of an incident.


Following are a few facts related to dog bites that may help your decision process when looking at one’s liability risks when it comes to dog bites:


Dog Bite Liability Facts


  • More than 4.5 million people in the United States are bitten by dogs.
  • More than 800,000 Americans (half of them being children) require medical attention for dog bites.
  • The most common victims of dog bites are children.
  • The second most common victims of dog bites are senior citizens.


Tips for Teaching Children How to Prevent Dog Bites


It’s important for homeowners to prevent dog bite liabilities because of the potential injury they can cause and the financial responsibility a dog owner would have in the event of an incident:


  • To avoid dog bites, training and socializing a pet is very important. Educating children on how or if they should approach a dog is also imperative to their safety.
  • It is important to discuss animals with children. Adults must always supervise them around dogs and watch closely how a child interacts with the dog to make sure they are gentle from the beginning.
  • Never approach a dog that is wandering around loose. Consider leaving the area and contacting animal control.
  • Educate a child never to tease a dog by taking their food, toys or treats.
  • Teach a child to avoid escalating the situation by yelling, running or hitting a dog.
  • A child should never pull a dog’s ears or tail or try to ride a dog.